DIVIDEND RATE

DECLARED BY THE BOARD FOR REGULAR SHARE ACCOUNTS FOR FOURTH QUARTER: .10%

Current Loan Rates!

Signature Loans

Cur TransUnion Credit Score 36 Mo. 48 Mo. 60 Mo. 72 Mo.
750+ 5.99% 6.99% 8.99% 8.99%
725-749 8.10% 8.99% 9.99% 9.99%

Minimum $1,000. Maximum $12,000 for 725 score and higher. Otherwise maximum will be $5,000. Tax loans will be the same as signature loans. Previous debt ratios, etc, will apply to all loans.

Share Secured Loans: 4% above share rate for maximum of three years

CD Secured Loans: 3% above CD rate for same length of time

New and Used Auto Loans*

Cur TransUnion Credit Score 36 Mo. 48 Mo. 60 Mo. 72 Mo. 84 Mo.
775+ 1.99% 2.49% 2.75% 3.24% 5.24%
725-774 2.99% 3.50% 3.99% 4.25% 7.24%
650-724 6.50% 6.75% 7.00% 8.50% 9.99%
600-649 12.25% 12.49% 13.75% 15.24% 16.99%
550-599 16.25% 16.50% 16.75% 18.25% 20.99%

The above auto rates also apply to boats, motorcycles, RVs and mobile homes. Also First Security Credit Union will match loans down to .50% on vehicle loans with credit scores 650 or higher.

*Rates subject to change at any time and all other loan criteria must be met.

Certificate of Deposit Rates - effective December 20, 2016 and must be on vehicle loans current or prior year or at least $25,000 (FOR IRAs ALSO!!!)

Length Regular ($500 Minimum) Premium ($5,000 minimum)
12 Mo. 1.00% APY 1.25% APY
24 Mo. 1.25% APY 1.50% APY
36 Mo. 1.30% APY 1.75% APY
48 Mo. 1.40% APY 2.00% APY
60 Mo. 1.50% APY 2.25% APY
72 Mo. 1.60% APY 2.50% APY

Early Withdrawal Penalty:

12 month CD/IRA: 3 Months simple interest

24 month CD/IRA: 6 Months simple interest

36 month CD/IRA: 12 Months simple interest

48 month CD/IRA: 24 Months simple interest

60 month CD/IRA: 26 Months simple interest

72 month CD/IRA: 36 Months simple interest

*Rate subject to change at any time.
Subject to early withdrawal penalty.

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